hello 2014

...and goodbye 2013...it was a mixed year for us, but undoubtedly a financially tough one. We've had lots of late night chats and some sleepless nights and we're hoping that 2014 will be kinder. But, above all we know we are so lucky - we have our children, our families, our home, our friends and to be honest I try not to worry what is in the future and so long as I have these people on my walk through life I know I will be just fine.

I hope that your journey into the New Year is full of blessings and that if you do meet tough times, you have your loved ones to lean on.